Hey, we’re Extra 👋

Extra is the first debit card that builds your credit history and earns reward points just like a credit card all with your existing bank account.

The Extra Difference

  • Build your credit (without debt)
  • Keep your bank account
  • No interest charges or surprises
  • The best rewards store. Ever

Our mission is to make credit building safer and more accessible for everyone.
Join our growing community of over 50,000+ members who are building credit with debit. (Only takes about 2 minutes)

Starting at just $7/month

No credit check required!